Farmers Insurance

City guide · July 15, 2026

New Homes, Builders & Insurance in Roanoke & Trophy Club, TX

76262 covers Roanoke and Trophy Club — a Dual A ZIP where both home and auto convert above our book average.

What's going up in Roanoke & Trophy Club

76262 is a move-up market. Buyers here are usually on their second or third home, dwelling limits run higher, and household auto exposure is typically two or three vehicles with a teen driver somewhere in the mix.

That combination is exactly where umbrella liability stops being optional. When home and auto sit with the same carrier, a $1M umbrella layered on top is priced far more efficiently than buying it standalone later.

Roanoke's remaining new sections and Trophy Club's rebuild activity both price well for us, and 76262 is Tier A on both lines — so the bundle conversation is the first one we have here, not the last.

Builders active in and around Roanoke & Trophy Club

Buyers in Roanoke & Trophy Club most often come to us with contracts from these builders. We are not affiliated with any of them — we simply quote whatever plan and specification you bring us.

Neighborhoods and communities we get asked about

These are the Roanoke & Trophy Club neighborhoods and master-planned communities that come up most in our conversations.

  • Fairway Ranch
  • Highlands at Trophy Club
  • Canyon Falls (nearby)

Insuring a new home in Roanoke & Trophy Club

Move-up buyers here often carry two vehicles and a higher dwelling limit. We write the new build and the auto together so the bundle discount lands on day one instead of at renewal.

  • New construction and move-up home coverage
  • Same-day binder for closing packets
  • Bundle-first quoting for two-car households
  • Umbrella layered over higher home values

Where the bundle fits

Roanoke & Trophy Club is one of the markets where moving both policies at closing produces the biggest combined difference.

We run home and auto separately and bundled, then show you both numbers. No pressure either way.

Don't forget the life policy

A mortgage in Roanoke & Trophy Club is usually the largest debt a household will ever carry. Term life sized to the loan balance is the cheapest way to make sure the home stays in the family if something happens to an income earner — and it is easiest to qualify for at the age you are buying, not later.

Insurance in Roanoke & Trophy Club, TX

Denton County

See our Roanoke & Trophy Club insurance page →

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