Terms & Conditions

1. Acceptance of Terms

These Terms & Conditions ("Terms") govern your use of the Coverage On Point website and the quote-request, communication, and informational services we provide. By accessing this site, requesting a quote, or communicating with us, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the site.

2. Quote Requests & Insurance Services

Any quotes generated from information you submit are estimates only. Final pricing, coverage availability, and eligibility are determined by the applicable insurance carrier(s) and underwriting guidelines. Coverage On Point is an independent agency representing Farmers Insurance and may not represent every carrier in your state. All coverage is subject to the terms, conditions, exclusions, and limitations of the policy actually issued.

3. SMS / Text Messaging Program

By providing your phone number and checking a consent box on our quote form, you agree to receive SMS/text messages from Coverage On Point regarding insurance quotes, policy review reminders, renewal follow-ups, appointment reminders, customer care, and — if you opt in to marketing — promotional messages related to insurance products and services, including home and auto bundle quote opportunities.

Program details

• Message frequency: may vary based on the type of communication.
• Cost: standard message and data rates may apply, per your mobile carrier's plan.
• Opt out: reply STOP to any message to unsubscribe.
• Help: reply HELP, call 469-210-1807, or email info@coverageonpoint.com.
• Consent is not a condition of purchase.

We will not share or sell mobile phone numbers or SMS opt-in information with third parties for promotional or marketing purposes.

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

4. Acceptable Use

You agree to provide accurate, current, and complete information when submitting forms, and to use this website only for lawful purposes. You may not interfere with the operation of the site, attempt to gain unauthorized access to any portion of it, or access it through automated means without our prior written permission.

5. Intellectual Property

The content, layout, design, graphics, and trademarks on this website are owned by or licensed to Coverage On Point and its licensors (including Farmers Insurance for the Farmers trademarks). You may not reproduce, distribute, modify, or create derivative works from any part of the site without prior written permission.

6. Third-Party Links

Our site may link to third-party websites for your convenience. Coverage On Point is not responsible for the content, accuracy, or privacy practices of those sites and provides such links without endorsement.

7. Disclaimers

The information on this site is provided "as is" and "as available" without warranties of any kind, whether express or implied. Coverage On Point does not warrant that the site will be uninterrupted, error-free, or free of harmful components. Nothing on this site constitutes legal, tax, or financial advice.

8. Limitation of Liability

To the fullest extent permitted by law, Coverage On Point and its agents, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of this website or the services described on it.

9. Changes to These Terms

We may update these Terms from time to time. Updates take effect when posted on this page with a revised "Last updated" date. Continued use of the site after changes are posted constitutes your acceptance of the updated Terms.

10. Contact Information

Coverage On Point — Akif Khan, Agent
Phone: 469-210-1807
Email: info@coverageonpoint.com