Why we lead with Farmers in Texas
Coverage On Point is a Farmers Insurance agency in Dallas, TX License #3482578. We have additional carriers when a risk calls for it — but for most Texas homeowners, Farmers is the first quote we run, and here's why.
An agent, not a queue
You get a name, a cell number and a person in Dallas who knows what's on your policy — at quote, at closing and at claim time.
Built for hail country
Replacement-cost roof options, impact-resistant shingle credits, water backup, service line and ordinance or law coverage for code upgrades.
The whole household
Home, auto, umbrella, life, landlord, renters, boat, RV and small business under one carrier — one renewal conversation, discounts across the household.
Options when it doesn't fit
Some risks belong elsewhere. We carry additional markets and use them without hesitation instead of telling you no.
Farmers first, options when you need them
Being a Farmers agent with additional carrier access means you get the relationship, the claims infrastructure and the product depth of a national carrier — plus a real alternative when your property or vehicle doesn't fit the box.
Coastal or high-exposure properties, classic cars, and certain small-business classes are the usual cases where we go elsewhere. You'll always be told which carrier you're being quoted with and why.
What you get either way
- A dwelling limit built on rebuild cost, not the sale price
- A clear explanation of your wind/hail deductible before you sign
- Binder issued to your title company on your closing date
- Home + auto quoted separately and bundled, so you see both
- Umbrella and life reviewed in the same appointment
- The same agent when you file a claim
Read more in Why Farmers Insurance leads for Texas homeowners, or see where we write across Texas.