Farmers Insurance

Greater Houston · Harris County

Insurance in Katy, TX 77494

Home, auto, life and bundled coverage for households in 77494. Quoted by a Farmers Insurance agent based in Dallas and licensed across the entire state of Texas.

What we write in 77494

This is one of our strongest homeowners ZIP codes. We'll quote auto too, and tell you honestly if it's not the better deal.

  • Homeowners (HO-3) and new-construction binders
  • Auto, including multi-driver and teen drivers
  • Home + auto bundles
  • Term and permanent life insurance
  • Renters, condo and landlord policies
  • Umbrella liability over home and auto

What drives premiums around Katy

Houston, Katy, Pearland, Sugar Land and the Gulf Coast. Flood zone, windstorm and elevation questions come first here.

For a specific address in 77494, the biggest levers are roof age and material, the year the home was built, the fire protection class, your wind and hail deductible, and prior claims at the address. On auto, it's the garaging ZIP, annual mileage and the drivers in the household. We'll walk through each one with you rather than handing you a single number.