Farmers Insurance

Austin & the Hill Country · Gillespie County

Insurance in Fredericksburg, TX 78624

Home, auto, life and bundled coverage for households in 78624. Quoted by a Farmers Insurance agent based in Dallas and licensed across the entire state of Texas.

What we write in 78624

This is one of our strongest auto ZIP codes. We'll price the home side as well and show you both numbers.

  • Homeowners (HO-3) and new-construction binders
  • Auto, including multi-driver and teen drivers
  • Home + auto bundles
  • Term and permanent life insurance
  • Renters, condo and landlord policies
  • Umbrella liability over home and auto

What drives premiums around Fredericksburg

Austin, Round Rock, Georgetown, San Marcos and the Hill Country — wildfire scoring and fast-rising rebuild costs.

For a specific address in 78624, the biggest levers are roof age and material, the year the home was built, the fire protection class, your wind and hail deductible, and prior claims at the address. On auto, it's the garaging ZIP, annual mileage and the drivers in the household. We'll walk through each one with you rather than handing you a single number.