Farmers Insurance

Dallas-Fort Worth · Collin County

Insurance in Plano, TX 75024

Home, auto, life and bundled coverage for households in 75024. Quoted by a Farmers Insurance agent based in Dallas and licensed across the entire state of Texas.

What we write in 75024

This is one of our strongest auto ZIP codes. We'll price the home side as well and show you both numbers.

  • Homeowners (HO-3) and new-construction binders
  • Auto, including multi-driver and teen drivers
  • Home + auto bundles
  • Term and permanent life insurance
  • Renters, condo and landlord policies
  • Umbrella liability over home and auto

About Plano 75024

West Plano's Legacy district — gated custom estates from the 1990s and 2000s next to newer Legacy West condos, townhomes and mid-rises, with luxury infill still going. It's the most expensive corner of Plano, and the split between big single-family rebuild costs and condo unit-owner coverage makes it two very different insurance conversations inside one ZIP.

Neighborhoods and communities we insure in 75024

  • Windhaven
  • Avignon (Windhaven)
  • Bristol Park
  • Canyon Ranch
  • Normandy Estatesnew construction
  • Legacy West
  • Mustang Squarenew construction
  • Briarhill Townhomes

What affects rates in this ZIP

  • Custom estate homes carry high rebuild and roof-replacement costs — Coverage A should be based on rebuild cost, not market value or tax appraisal.
  • Around Legacy West, condos and townhomes need HO-6 coverage that lines up with the association's master policy; the gap between the two is where people get hurt.
  • Tollway and Sam Rayburn commuting means high annual mileage on the auto side, and North Texas hail is hard on the steep-slope roofs common here.

Schools serving 75024

Plano ISD serves 75024. If a student is driving to campus or living away at college, both change your auto policy — sometimes in your favor, so it's worth telling us.

What drives premiums around Plano

Our home metroplex, and the market we write most. Hail, roof age and rapid new construction drive nearly every rating conversation here.

For a specific address in 75024, the biggest levers are roof age and material, the year the home was built, the fire protection class, your wind and hail deductible, and prior claims at the address. On auto, it's the garaging ZIP, annual mileage and the drivers in the household. We'll walk through each one with you rather than handing you a single number.