Dallas-Fort Worth · Denton County
Insurance in Flower Mound, TX 75028
Home, auto, life and bundled coverage for households in 75028. Quoted by a Farmers Insurance agent based in Dallas and licensed across the entire state of Texas.
What we write in 75028
This is a ZIP where we're competitive on both home and auto — the bundle usually prices best here.
- Homeowners (HO-3) and new-construction binders
- Auto, including multi-driver and teen drivers
- Home + auto bundles
- Term and permanent life insurance
- Renters, condo and landlord policies
- Umbrella liability over home and auto
About Flower Mound 75028
Established Flower Mound: larger, wooded lots and single-family homes built mostly through the 1990s and 2000s, with newer growth out toward the Canyon Falls edge. Price points and home styles vary widely inside this ZIP, so quotes here swing more by address than by ZIP.
Neighborhoods and communities we insure in 75028
- Bridlewood
- Canyon Fallsnew construction
- Wichita Park
What affects rates in this ZIP
- • Rolling, heavily wooded terrain raises tree-fall risk to roofs during high-wind events.
- • Flower Mound publishes designated flood hazard areas along the Denton, Timber and Cross Timbers Creek drainages — worth verifying at the parcel.
- • Homes from the 1996–2004 build wave often need a roof-age verification before a carrier will offer full replacement cost on the roof instead of actual cash value.
Schools serving 75028
- Lewisville ISDDistrict site · School calendar · Events & athletics
- Argyle ISD — Canyon Falls area — verify by addressDistrict site · School calendar · Events & athletics
Which district you land in changes your commute and, on the home side, sometimes the responding fire station — both are inputs we check when we run the quote.
What drives premiums around Flower Mound
Our home metroplex, and the market we write most. Hail, roof age and rapid new construction drive nearly every rating conversation here.
For a specific address in 75028, the biggest levers are roof age and material, the year the home was built, the fire protection class, your wind and hail deductible, and prior claims at the address. On auto, it's the garaging ZIP, annual mileage and the drivers in the household. We'll walk through each one with you rather than handing you a single number.
Nearby ZIP codes we serve
Switching carriers on a mortgaged home in 75028? Read how escrow billing works when you change insurance →
Office: 13747 Montfort Dr, Ste 316, Dallas, TX 75240. Licensed statewide in Texas — call 469-210-1807.