San Antonio & South Central Texas · Guadalupe County
Insurance in Schertz, TX 78154
Home, auto, life and bundled coverage for households in 78154. Quoted by a Farmers Insurance agent based in Dallas and licensed across the entire state of Texas.
What we write in 78154
This is a ZIP where we're competitive on both home and auto — the bundle usually prices best here.
- Homeowners (HO-3) and new-construction binders
- Auto, including multi-driver and teen drivers
- Home + auto bundles
- Term and permanent life insurance
- Renters, condo and landlord policies
- Umbrella liability over home and auto
What drives premiums around Schertz
San Antonio, New Braunfels, Seguin and the Hill Country edge — one of the fastest new-build markets in the state.
For a specific address in 78154, the biggest levers are roof age and material, the year the home was built, the fire protection class, your wind and hail deductible, and prior claims at the address. On auto, it's the garaging ZIP, annual mileage and the drivers in the household. We'll walk through each one with you rather than handing you a single number.
Nearby ZIP codes we serve
Switching carriers on a mortgaged home in 78154? Read how escrow billing works when you change insurance →
Office: 13747 Montfort Dr, Ste 316, Dallas, TX 75240. Licensed statewide in Texas — call 469-210-1807.