Farmers Insurance

San Antonio & South Central Texas · Bexar County

Insurance in San Antonio, TX 78232

Home, auto, life and bundled coverage for households in 78232. Quoted by a Farmers Insurance agent based in Dallas and licensed across the entire state of Texas.

What we write in 78232

This is one of our strongest homeowners ZIP codes. We'll quote auto too, and tell you honestly if it's not the better deal.

  • Homeowners (HO-3) and new-construction binders
  • Auto, including multi-driver and teen drivers
  • Home + auto bundles
  • Term and permanent life insurance
  • Renters, condo and landlord policies
  • Umbrella liability over home and auto

What drives premiums around San Antonio

San Antonio, New Braunfels, Seguin and the Hill Country edge — one of the fastest new-build markets in the state.

For a specific address in 78232, the biggest levers are roof age and material, the year the home was built, the fire protection class, your wind and hail deductible, and prior claims at the address. On auto, it's the garaging ZIP, annual mileage and the drivers in the household. We'll walk through each one with you rather than handing you a single number.