Dallas-Fort Worth · Tarrant County
Insurance in Grapevine, TX 76051
Home, auto, life and bundled coverage for households in 76051. Quoted by a Farmers Insurance agent based in Dallas and licensed across the entire state of Texas.
What we write in 76051
This is a ZIP where we're competitive on both home and auto — the bundle usually prices best here.
- Homeowners (HO-3) and new-construction binders
- Auto, including multi-driver and teen drivers
- Home + auto bundles
- Term and permanent life insurance
- Renters, condo and landlord policies
- Umbrella liability over home and auto
About Grapevine 76051
Historic lakeside Grapevine — a mix of established single-family neighborhoods, downtown-era historic homes and newer executive housing, all wrapped around Lake Grapevine and a heavy tourism draw. New construction is limited and mostly infill.
Neighborhoods and communities we insure in 76051
- Historic Downtown Grapevine
- Silverlake
- Hidden Lakes
- Grapevine Meadows
- Glade Parks
- Twin Coves
- Timarron (borders)
What affects rates in this ZIP
- • Proximity to Lake Grapevine raises flood and wind-driven water exposure for lakeside lots — flood is a separate policy from your homeowners, and we'll tell you plainly whether you need it.
- • Historic and pre-1990 homes carry older roofs and sometimes non-standard construction, which affects both replacement cost and which carriers will write it.
- • Mature tree cover in the established neighborhoods increases limb-fall and wind damage claims.
Schools serving 76051
- Grapevine-Colleyville ISDDistrict site · School calendar · Events & athletics
GCISD's calendar drives a lot of Grapevine life — school events, festivals downtown and lake weekends. Worth mentioning: a boat, trailer or golf cart used around the lake typically isn't fully covered by your home policy and needs its own coverage.
What drives premiums around Grapevine
Our home metroplex, and the market we write most. Hail, roof age and rapid new construction drive nearly every rating conversation here.
For a specific address in 76051, the biggest levers are roof age and material, the year the home was built, the fire protection class, your wind and hail deductible, and prior claims at the address. On auto, it's the garaging ZIP, annual mileage and the drivers in the household. We'll walk through each one with you rather than handing you a single number.
Nearby ZIP codes we serve
Switching carriers on a mortgaged home in 76051? Read how escrow billing works when you change insurance →
Office: 13747 Montfort Dr, Ste 316, Dallas, TX 75240. Licensed statewide in Texas — call 469-210-1807.